Bank refusal
LHV refused our account five weeks after formation. No explanation beyond 'business model risk'. We have invoices to send and nowhere to receive the money.
Cross-border founder · 5 weeks in
Rescue services · Company Rescue
Your company has a problem the next email won't fix.
A 90-minute diagnostic session with Sulev Pikker, a written 14-day plan within 48 hours, and a 30-day follow-up. One engagement, fixed price, no consultant carousel.
Prepaid · next-business-day slots usually available · EN / ET / RU
What you get
Session with Sulev90 minutes
Written 14-day planwithin 48 hours
Follow-up callday 30
“Most rescues are boring on purpose: find the gate that failed, fix it in order, document everything.”
Sulev Pikker · Founding PartnerSound familiar?
Three patterns we see every week — each one fixable, each one worse if it waits. The registry's public dataset counted 14,239 companies in forced-closure proceedings in mid-2026; most got there through unfiled annual reports.
VAT denied
The tax office denied our VAT number citing 'no real activity in Estonia'. Our accountant says she has never seen this before. Clients are waiting.
Is the company real?
Registry warning
A registry warning arrived: annual report overdue, a fine issued, deletion procedure threatened. We thought the accountant had filed it.
Fine issued · deletion clock running
Capital below the line
The registry says our net assets have fallen below the legal minimum — fix the capital or the company can be dissolved. We never took money out; we just had two loss-making years. How do we fix this without cash we do not have?
Owner, foreign-owned company
When this is our case — and when it is not.
1
Book the Sprint
Something has already broken — a bank refusal, a denied VAT number, a registry warning, negative equity, or several problems tangled together. The Sprint gives you a sequenced plan with a named next step for each one.
2
Go to a lawyer first
If there is already a court case, enforcement, or a criminal matter, you need counsel before advice. We say so at the intake stage, refund the fee, and can point you to partner attorneys.
3
Handle it yourself
If the only issue is one overdue report and the books are in order, your own accountant can often file it — you may not need us at all. The free fifteen-minute call gives you that answer honestly.
What the Diagnostic Sprint is.
1
Before the callPrep questionnaire
Short structured intake: company code, what broke, what has been tried. Sulev reads everything before the session.
2
Day 190-minute session
Cross-domain read of the situation — finance, legal position, tax exposure — with decisions made on the spot where possible.
3
Within 48hWritten 14-day plan
Concrete, sequenced steps: what to file, whom to write, what to stop doing — and who does the filing, us or your accountant. In the language of the engagement.
4
Day 30Follow-up call
Did the plan hold? What moved? Whether a monthly plan makes sense — and an honest no if it doesn't.
Sulev Pikker
Founding PartnerIn business since 1991 — entrepreneur, trainer, and mentor. Banking refusals, VAT denials, registry recovery, partner deadlocks — the situations that do not fit a single discipline. Every rescue engagement runs through Sulev personally.
One price, prepaid — and what comes after.
Diagnostic Sprint
Prepaid by card or SEPA invoice. The prep questionnaire arrives right after booking, and the session is scheduled in the same flow.
Fixed price
90-min session + 14-day plan + 30-day follow-up
Advisory Plan
Some rescues surface structural questions. Advisory Basic or Plus continues the work — the Sprint fee is credited against your first month.
—
If it is not our case, we say so before the session — and refund. See the exact price on the pricing page
Asked by founders in exactly your position.
UrgencyCan I book today?
Usually yes — next-business-day slots are held for rescue cases. Book the Sprint and the prep questionnaire arrives immediately; the session is scheduled in the same flow.
ScopeWhat if my situation is more complex than 90 minutes?
Then the Sprint becomes the scoping step: you still get the written plan, plus a fixed quote for the deeper work. No open-ended hourly billing.
OutcomeWhat if you can't fix it?
Sometimes the honest plan is closure, or handing the matter to a litigator. You'll hear that in plain words, with the sequence and the referrals — that is still a result.
PaymentCan I pay by invoice?
Yes — card or SEPA invoice. The session is confirmed once payment clears; invoice bookings hold the slot for 48 hours.
LanguageCan we do this in Russian or Estonian?
Yes. The session and the written plan come in English, Estonian, or Russian — your choice.
Net assetsMy equity is negative — can this be fixed without new money?
Often yes. There are several lawful ways to restore net assets without a cash injection; the right one depends on the balance sheet. The Sprint maps them and puts them in order.
Total costWhat does a full rescue cost end to end?
The Sprint is a fixed price. Report filings and other named add-ons are listed openly on the pricing page, so you see the full menu before you commit — and the written plan itemizes exactly which of them your case needs.
DeadlineThe registry letter gives me a deadline — will we make it?
Usually yes: next-business-day slots are held for rescue cases and the written plan arrives within 48 hours of the session. If your deadline is tighter than that, say so in the intake — we will tell you the same day, honestly, whether it is workable.
If this isn't quite your situation.
Ninety minutes. A plan you can execute.
Next-business-day slotsNDA upon requestWritten plan within 48 hours